How to Save Money and Get Better Sleep at Home
Business owners can save money and stay healthier by investing in their home, a new study finds.
The authors of the study, led by Dr. Mark M. Katz, an assistant professor of medicine at the University of California, San Francisco, also recommend that businesses set aside a certain amount of money each year for retirement.
Katz said businesses are not necessarily entitled to such a large amount of retirement money, and that the researchers are not advocating that businesses give up their retirement accounts.
“This is not about giving up the money, but rather investing in a different kind of investment that is less expensive,” Katz said.
“The way I see it, there’s two ways to invest money,” Katz explained.
“You can invest it in something that has a positive return, or you can invest in something with a negative return.”
Katz said that investing in something in the “low-return” category of investments like bonds is not necessarily the most prudent investment.
He added that the report does not advocate the “purchase of a new house.”
“There’s no reason to be saving for a house that’s going to be 30 years old,” Katz concluded.
The study examined the retirement savings of 3,000 American businesses and found that businesses were more likely to save for retirement than their counterparts in Europe, Canada, and Australia.
According to the study’s authors, there were a number of factors that contributed to businesses’ spending on retirement.
For example, the cost of living in the U.S. was more expensive than other developed nations.
Employees were also less likely to have a retirement plan, which makes it more difficult to save money for retirement, the authors wrote.
Another factor that made it more costly for businesses to retire was the lack of a retirement savings plan in their jurisdiction.
In addition, some of the businesses that had more employees were also more likely than their peers to have their employees work for less money and to invest less in retirement.
“If you have more employees, you have to have fewer employees,” Katz noted.
However, the researchers noted that the study did not look at how the different types of investments made by businesses compared to other countries.
For example, in the United States, the study found that a typical retirement plan included an investment in a bank.
However, that investment has an average return of -.17% annually, whereas an investment made in a mutual fund is worth -.33% annually.
As a result, Katz suggested that businesses should consider the relative returns of their investments to see if they are worth investing in.
Katz also pointed out that the United Kingdom has the highest percentage of workers who work for free or under-the-table.
And the study does not consider the effects of foreign tax incentives that companies have received from other countries in recent years.
But it does show that it can be worthwhile to invest in a business that has good retirement planning and has a good pension plan.
“We want our retirement to be a place where we are proud of our accomplishments,” Katz added.
Read the full report here: https://www.amazon.com/The-Best-Guide-To-Buying-A-Retirement-Plan-2018/dp/1403172723